If I have to be honest, being a student means being broke. Of course, it has its perks, but money isn’t always one of them. From exams, projects, hostel mess bills… it all adds up. But what if I told you there are legit ways to earn money online without investment for students by just using your smartphone? Yes, you read that right. So, in this blog, we will discuss how you can tap into some money earning apps for students to help you find the best earning app without investment to make some extra cash.
It doesn’t matter whether you are in a college or university, in India or abroad; you don’t need a huge startupfund. You only need the right apps, some time, and yes, consistency.
Why Money-Earning Apps?
- You already have a huge screentime on your phone, so you might as well use it to earn money online instead of scrolling.
- You can use online earning apps for students without investment because there is no upfront cost or any risk to start.
- Through this, you can build up both income and experience. Many of these apps actually help you enhance your skills, like social media sharing, micro-tasks, or affiliate links, which are really helpful for future jobs.
- Since these are typically side gigs around classes and not a full 9-5 job, this is very flexible.
What Are the “Best Earning Apps for Students”?
Some features you should look for when choosing a student earning app are:
- Zero investment—You don’t want to pay to start earning, so look for truly online earning websites for students without investment or apps that let you join for free.
- Simple tasks or side gigs—Through taking surveys, referrals, watching videos, and sharing content online, you can make money with little time.
- Make sure the app has verified payment methods like UPI, bank transfer, and PayPal and a good reputation.
- Good apps should let you withdraw small amounts so you don’t have to wait ages.
- Check for reviews and testimonials on forums or Reddit to see what real users say about these “money making apps for students.”
Top Apps and Websites Students Can Use to Earn Money Online (Without Investment)
If you are a student like me, I am pretty sure you have searched “best earning app for students” or “earn money online without investment for students in India” at least once in your lifetime. And you have probably also seen hundreds of names pop up—but to be real, not all of them are worth your time.
So, here is a list of some trusted, genuine, and very user-friendly earning apps for students with details on how each one works, how you can earn, and why it is great for beginners like us.
1. Roz Dhan
Roz Dhan is one of the most popular money earning apps for students in India. It has a reward system that rewards you for completing small daily tasks like reading news, playing games, doing quizzes, checking in daily, or referring friends. You can also earn 50 Rs as a sign-up bonus.
- You don’t need to invest anything.
- You can withdraw earnings directly to Paytm or your bank account.
- Most tasks are short and fun and can easily be done between your study breaks.
Earning up-to: ₹200–₹800 per month, but it depends on your consistency.
It’s perfect for students who are looking for the best earning app without investment that actually pays.
2. TaskBucks
Multitasker? Then TaskBucks will be your go-to app. You have to complete simple micro-tasks like filling out surveys, downloading apps, playing games, or sharing links.
- Through this, you can earn money online in India as a student by completing as many tasks as you like.
- You can also complete “bonus challenges” and referral programs.
- You can use Paytm cash or mobile recharges to redeem the payouts.
Earning up-to: ₹100–₹500 weekly if you do tasks regularly.
3. EarnKaro
If you are into sharing deals and discounts with your friends and family, this is a wonderful option because EarnKaro is an affiliate-based student earning app where you earn commission every time someone buys through your shared link from Amazon, Flipkart, Myntra, etc.
- There isn’t any need for an influencer profile or followers; just WhatsApp groups or friends are enough.
- Share the affiliate link after converting any product link into your “profit link.”
- Then, the commission you earn will directly go in your bank account once confirmed.
Earning up-to: ₹500–₹5,000 per month, but it depends on how many people buy through your links.
It’s one of the most reliable money making apps for students who love online shopping and networking.
4. Swagbucks
This app has been here for years. Here, you earn the currency called “Swagbucks” by answering survey questions, watching videos, searching the web, or just completing special offer quests.
- You can use this app on both Android and iPhone devices.
- After earning your SB points, redeem them for PayPal cash or Amazon gift cards.
- It is perfect for small but quick earnings in your free time.
Earning up-to: ₹300–₹1,000 monthly depending on your activity.
5. Google Opinion Rewards
This app is directly from Google itself and is one of the most trusted online earning apps for students without investment. You can earn credits here by answering simple opinion-based surveys about products, brands, or apps.
- It is 100% genuine and safe (it’s Google!).
- You only have to take surveys that last less than a minute.
- You can then redeem the payment as Play Store credit.
Earning up-to: ₹20–₹200 per week, but it depends on available surveys.
It’s a legit, no-risk money earning app for students who just want an easy way to make a small daily income.
6. Meesho
Are you someone who loves selling or recommending products? Meesho can be your go-to online earning website! You can become a reseller by picking products from the app and sharing them on WhatsApp, Instagram, or Facebook. So when someone buys, you earn a commission.
- Students like this app because it is completely free to join.
- You can pick thousands of trending products from the fashion, home, beauty, etc. categories.
- No investment will be needed, and you can start earning from day one itself.
Earning up-to: ₹2,000–₹10,000/month depending on your effort and network.
It’s perfect if you want the best app for students to earn money through flexible work.
7. Unacademy & Chegg (Tutoring Apps)
If you are good at academics, then put it to use and help others and get paid yourself! Unacademy and Chegg are the best tutoring platforms for students who can teach or solve questions.
- You just need to sign up as a tutor or subject expert.
- Help students solve problems by providing detailed answers.
- Then get paid per question or per hour of teaching.
Earning up-to: ₹5,000–₹20,000/month, but it depends on your consistency.
These are the best online earning apps for students who want to use their knowledge to earn money.
8. Freelancing Platforms (Fiverr, Upwork, Internshala)
Well, these are not exactly apps but rather daily earning websites for students having skills like writing, designing, or social media management.
- You can use these platforms to earn money online without investment.
- Start by building a portfolio and resume even though you are in college.
- Then get paid per project or task!
Earning up-to: ₹1,000–₹50,000 per month depending on skills.
9. Gamezy / MPL (Gaming Apps)
If you like gaming, then turn your gaming hobby into something productive through Gamezy and MPL (Mobile Premier League). It lets you earn by playing skill-based tactical games like fantasy cricket, carrom, chess, etc.
- These are very easy to play during breaks.
- You get to use your game knowledge to earn.
- You can get bonuses and regular tournament opportunities.
Earning up-to: ₹500–₹3,000/month, but be careful to not overspend on paid contests.
10. YouTube Shorts & Instagram Reels (Creator Earnings)
If you love creating content and videos, then use these platforms as your student earning app too.
- These are totally free, and no investment is required.
- You can start by creating content on just your phone.
- Then get paid for short-form content engagement through Reels or Shorts.
Earning up-to: ₹1,000–₹1,00,000+ depending on views and brand deals.
Conclusion
So, if you are a student or just someone who wants to earn money online, these apps are a real practical answer. Make sure to stay consistent because you can’t get rich overnight, but through consistency, maybe you will be able to cover your semester books or pay for your next trip.
Now, if you are ready to turn your smartphone into an earning machine (without any investment), then pick one app, give it some time, and build your referrals.





